An apartment ownership model where several potential condo buyers pool their resources into an LLC to finance the purchase of an apartment building. The buyers would each own a share of the LLC equal to the market value of the unit they choose to live in, but do not own the unit itself. They're not allowed to sell partial shares or any portion of their ownership like a closely held corp. The LLC would operate like an HOA.
States should create a lottery, where homeowners can pay $1 more on their state taxes to be put into a pool of money. The winner gets a home renovation that upgrades to code (including amnesty for any work done without a permit) and energy efficiency. New windows, energy efficient furnace, etc. The program would strengthen the state's housing stock, make living spaces safer, and reduce wasted energy.
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